In the match between "Thor Akureyri" and "Njardvik", I predict a win for "Njardvik" with a handicap (0). "Njardvik" is in 4th place in the table, has better form and ambitions for promotion unlike "Thor". "Njardvik" has a strong attack and looks good in the results of the recent matches against "Thor". Considering their previous meetings and current form, the likelihood of success for "Njardvik" is high.